Green Attrition
Alright, for posterity's sake, here's a look at today's forecast for Friday:
Sometimes, I'm so prophetic it frightens me.
Well, I just got finished submitting our benefits elections for 2003. The price tag went up $60 a month on account of stinking health insurance. We dumped the Cigna HMO plan 3 years ago because we were sick of getting reamed by the premiums, and then having to grovel before the almighty home-room doctor for referrals that got handed out like the rarest of Nobel Prizes. :P
Finally, this year, the company realized how badly that plan stank, and sacked it in favor of a couple new PPO options. Which turned out to be good for us, because our current indemnity plan is putting a $500/year limit on chiropractic care. And I gotta say that 5 or 6 years ago that wouldn't have been too scary, seeing's how we could see a chiropractor for like $40/visit. No way you're going to get that anymore buddy. The chiropractor Amanda sees now does excellent work and really helps her out, but each visit gets billed at $140. Dang. After the Blue Cross discount and our 20% share, the insurance company is still shelling out close to $100 a visit. So that's 4 visits before the deductible is met, and then 5 more before we get cut off.
The new PPO plan is going to totally kill us in prescription costs. But it covers 30 chiropractor visits per year, and that makes a huge difference. So we're grudgingly going with that one.
Well, at least I've got choices to complain about. Unlike 1994 when we couldn't afford insurance, period. And then 1995 when we could afford it, but couldn't get it on account of stinking Hodgkins. Which is still preventing me from getting better life insurance coverage. Bah.
Jeremy
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